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Call with your plan details
Have the subscriber name, member ID, date of birth, and insurance company contact information available. Ask us whether the office currently participates with your specific plan.
Insurance & payment
Fewer surprises before your visit
Dental plans vary widely. Our team can help you ask the right questions, but your insurance company makes the final decision about eligibility, benefits, and payment.
Plans we work with
Dental insurance and plan types
We welcome patients with PPO, DMO/HMO/HDMO, Medicaid, Medicare, and union-sponsored dental plans. Please call before your appointment so our team can confirm participation, eligibility, and benefits for your exact plan.
Commercial, PPO & DMO plans
- Aetna PPO & DMO
- Ameritas
- BC/BS (Empire & Anthem)
- Cigna PPO
- Delta Dental PPO & Premier
- DentaMax
- EmblemHealth (GHI)
- GEHA
- Guardian PPO
- Healthplex
- MetLife PPO, PDP & DMO
- Nippon Life
- Principal PPO
- Sun Life
- United Concordia PPO
- UnitedHealthcare PPO
Union & employer-sponsored plans
- ASO/SIDS — select plans
- Cigna UFT
- CSEA
- Daniel H. Cook
- DC37, 1199, 32BJ, PBA & UFT
- EmblemHealth Local 1199
- L100, L237, L1180 & L371
- SeleDent
- Additional union and employer-sponsored plans
Medicaid, Medicare & managed-care plans
- DentaQuest: Healthfirst, Fidelis, Affinity, Emblem Neighborhood Health, 1199 SEIU Retirees, Senior Whole Health, Montefiore Center Care, HHH Hebrew Health, Choices Gold, BC/BS CHP, NY North Shore LIJ Health Plan & Aetna HIP
- Liberty Dental Plan: Anthem DSNP, Bright Health, Empire HealthPlus Child, Essential Plan, HARP, Managed Long Term Care, Medicaid Managed Care & Medicare plans
- UnitedHealthcare: Community Plan Medicaid & Dual Advantage Medicare
- Medicaid, Medicare, Essential Plan, Child Health Plus & Exchange plans
Have a DMO/HMO/HDMO or union plan? Call (718) 454-4444 with your member information. Network participation, assigned-office rules, referrals, and benefits can vary by the exact plan.
No dental insurance?
Ask about our in-house membership plan.
Annual membership is $350 per person and includes preventive visits, necessary X-rays, care planning, and savings on eligible additional treatment. Family members who enroll together may join for $300 each per year.
Flexible payment option
Financing through Cherry
Cherry offers payment plans that may help eligible patients divide treatment costs into smaller payments. Visit Cherry to learn more, or call our office with questions before beginning an application.
Financing is subject to application, approval, and Cherry’s current terms. Available plans, costs, and eligibility may vary.
Understand an estimate
A pre-treatment estimate is not a guarantee of benefits. Deductibles, annual limits, waiting periods, frequency rules, and alternate-benefit provisions may affect coverage.
Discuss the full plan
Ask about the recommended treatment, alternatives, timing, estimated patient portion, and available ways to pay before you commit to care.
Before your appointment
Helpful questions for your insurer
- Is Dental Excellence of New York currently in network for my exact plan?
- What are my deductible, annual maximum, and remaining benefits?
- Does the proposed service need preauthorization or a waiting period?
- Are there frequency limits, missing-tooth clauses, or alternate benefits?
- What documents are required for reimbursement?
Insurance information can change. Please verify current participation and benefits before treatment.